Why Businesses Work With CSB
Receivables-based working capital is not just about the invoice. It is about the customer, the timing, the existing lenders, and the structure. CSB brings experience and judgment to deals that require more than a formula.
The CSB Difference
Fast Practical Review
Quick answers from people who understand receivables, timing, and working capital pressure.
Built Around Real Receivables
We focus on collectible receivables from creditworthy customers and structure around the way your business actually operates.
Second-Position Friendly
We can work behind banks, SBA lenders, equipment lenders, and other senior creditors when the deal structure makes sense.
Complex Situation Experience
Growth, timing gaps, lender constraints, MCA pressure, and post-petition needs require judgment, not canned answers.
Direct Communication
Clear expectations, practical next steps, and no unnecessary runaround.
Long-Term Partner Mindset.
We aim to help businesses stabilize, grow, and maintain access to working capital over time.
See How CSB Helps Businesses Grow
At Capital Solutions Bancorp, we help businesses access flexible funding solutions designed around their unique needs. Whether you are managing cash flow, expanding operations, purchasing equipment, or pursuing new opportunities, our team works with you to identify the right financing options and move your business forward with confidence.
- B2B receivables-based businesses
- Second-position or lender-behind scenarios
- Timing gaps and performance cycles
- Growth, timing, or cash-flow pressure
A Partner You Can Count On
We measure our success by your success. Let’s build a stronger financial future—together.
Confidential
Your information is always protected.
No Obligation
Initial conversations are 100% no pressure.
Clear & Transparent
Straight answers and upfront expectations.
Focused on Results
Solutions designed to help you grow.
Ready to see the CSB difference for yourself?
Talk with our team and discover the right working capital solution for your business.
Client Outcomes
Working capital should help a business move forward, not stay stuck.
Long-Term Partner Mindset
“Working with Capital Solutions has been the single best decision I have made in my many years as a CFO.”
Jill Regets
Chief Financial Officer
Value Added Processing, Inc.
Receivables Timing Relief
“I no longer feel alone or at the mercy of timing issues like mailed customer checks or long invoice payment cycles.”
Michael Turner
Finance Director
Summit Industrial Solutions
Confidence Through Cash-Flow Pressure
“Through our factoring partnership with Capital Solutions Bancorp, I am able to weather those occasional storms with confidence.”
Robert Mitchell
Chief Operating Officer
Premier Supply Group
Growth Through Receivables
“CSB was a vital asset to our company, providing affordable financial options when most needed.”
Theresa Hickman
Controller / Partner
Complete Energy Services LLC
Vendor and Cash-Flow Stability
“Your company provided us with the means to keep our cash flow solid, vendors paid timely, reputation strong, and an option for growing our inventory and business.”
Jennifer Collins
Managing Director
Horizon Equipment Services
Dependable Service
“Capital Solutions was always dependable, prompt, polite, courteous, and displayed the highest level of superior customer service.”
David Reynolds
Operations Director
Reynolds Commercial Group
Responsive Follow-Up
“Your follow-up was and is impeccable.”
Edward Kennedy
President
Midwest International USA Inc.
Business Growth
“I have tripled my business thanks to the fact that I can make sales and customer service the central point of my every-day.”
Amanda Foster
Founder & CEO
GrowthPoint Solutions
Under-Promise and Over-Deliver
“Capital Solutions has been true to the saying ‘under-promise and over-deliver.’”
James Carter
Chief Executive Officer
Carter Business Services